Cards · Axis Bank

Samsung Axis Bank Signature Credit Card: rewards, caps and exclusions

The Samsung Axis Bank Signature Credit Card pays 10% on Samsung purchases — Samsung eStore / Shop App, in-store Brand EMI or full swipe on Pine Labs / Benow Soft POS, Samsung service centres on PayU Soft POS, on the first ₹25,000 of spend a cycle, and 1% on everything else. Below is every rate, cap and exclusion in Axis Bank's published terms, as we last checked them on 9 October 2026.

Visa₹500 a yearPaid in mixed

What it earns

10%Samsung purchases — Samsung eStore / Shop App, in-store Brand EMI or full swipe on Pine Labs / Benow Soft POS, Samsung service centres on PayU Soft POSon the first ₹25,000 of spend a cycle

≈2%Preferred merchants: Zomato, Big Basket, Myntra, Tata 1mg and Urban Clapno cap stated

≈1%Everything elseno cap stated

≈ marks a rate paid in mixed, valued at ₹0.2 a point. That is Zenidhi's conservative valuation, the same one the audit uses: the cheap end of what the points can be redeemed for, never the best transfer. Redeemed well, they can be worth more.

What earns nothing

Spend in these categories earns no rewards on this card, however it is paid for:

Fuel
Wallet loads
Jewellery
Government payments
Education fees
Telecom bills
Utility bills
Rent
Insurance premiums
Cash withdrawals and fees
EMI conversions
Gift cards
Tolls

What costs extra

Worse than earning nothing: Axis Bank charges a fee for these.

1% on Rent Transaction fee, plus GST
1% on Wallet Load Transaction fee, plus GST
1% on Fuel Transaction fee, plus GST
1% on Education Transaction fee (third-party apps only), plus GST
1% on Utility Transaction fee, plus GST
1% on Online Skill-Based Gaming Transaction fee, plus GST

Fees

Annual fee: ₹500, plus 18% GST
Joining fee: ₹500
Annual fee waived on ₹2,00,000 of spend in a card year

Welcome benefit: 2,500 EDGE REWARD Points on reaching the bank's spend condition.

Where this comes from

Transcribed from Axis Bank's own documents and checked against them on 9 October 2026:

Banks change these terms, sometimes with a month's notice. If a figure here disagrees with Axis Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.

Hold this card?

Zenidhi reads your Axis Bank transaction alerts in Gmail, replays every swipe against the rules on this page, and shows you what you missed, and which card in your wallet to use next time. Get my audit · How the audit works