Cards · Axis Bank

Fibe Axis Bank Credit Card: rewards, caps and exclusions

The Fibe Axis Bank Credit Card pays 3% on Food, Entertainment, Transport (online), and 1% on everything else. Below is every rate, cap and exclusion in Axis Bank's published terms, as we last checked them on 9 October 2026.

RuPayNo annual feePaid in cashback

What it earns

3%Food, Entertainment, Transport (online)no cap stated

1%Everything else (UPI)no cap stated

1%Everything else (online / in store)no cap stated

What earns nothing

Spend in these categories earns no rewards on this card, however it is paid for:

Wallet loads
Fuel
Cash withdrawals and fees
Jewellery
Gift cards
EMI conversions
Rent
Insurance premiums
Education fees
Government payments
Tolls

What costs extra

Worse than earning nothing: Axis Bank charges a fee for these.

1% on Rent Transaction fee, plus GST
1% on Wallet Load Transaction fee, plus GST
1% on Fuel Transaction fee, plus GST
1% on Education Transaction fee (third-party apps only), plus GST
1% on Utility Transaction fee, plus GST
1% on Online Skill-Based Gaming Transaction fee, plus GST

Fees

Annual fee: none
Joining fee: none

Where this comes from

Transcribed from Axis Bank's own documents and checked against them on 9 October 2026:

Banks change these terms, sometimes with a month's notice. If a figure here disagrees with Axis Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.

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Other Axis Bank cards

Airtel Axis Bank Credit Card

25% on Airtel Mobile/Broadband/DTH via Airtel Thanks App

Axis Bank ACE Credit Card

5% on Bill payments, DTH, mobile recharge — via Google Pay only

Axis Bank Atlas Credit Card

≈5% on Transport

Axis Bank Cashback Credit Card

7% on Online net spends above ₹40,000 in a statement month (online)

Axis Bank Freecharge Plus Credit Card

5% on On-deck spends done through the Freecharge application

Axis Bank HORIZON Credit Card

≈5% on Direct airline

Axis Bank MAGNUS Credit Card

≈6% on Axis travel edge portal

Axis Bank MAGNUS for Burgundy Credit Card

≈6% on Axis travel edge portal, Grab deals gyftr

Axis Bank Neo Credit Card

≈0.1% on everything else

Axis Bank Privilege Credit Card

≈1% on everything else

Axis Bank Reserve Credit Card

≈3% on International spends

Axis Bank REWARDS Credit Card

≈3.2% on Shopping

Axis Bank SELECT Credit Card

≈2% on Groceries, Shopping

AXIS BANK SUPERMONEY RuPay Credit Card

3% on UPI QR transactions done on/through the super.money platform (UPI)

Flipkart Axis Bank Credit Card

7.5% on Myntra

IndianOil Axis Bank Credit Card

≈4% on Eligible fuel transactions at IndianOil outlets

IndianOil Axis Bank Premium Credit Card

≈0.8% on IOCL fuel

Samsung Axis Bank Signature Credit Card

10% on Samsung purchases — Samsung eStore / Shop App, in-store Brand EMI or full swipe on Pine Labs / Benow Soft POS, Samsung service centres on PayU Soft POS

Scapia Axis Bank Credit Card

≈4% on Flight, hotel, and bus bookings on the Scapia App

Every card we have rules for