Airtel Axis Bank Credit Card: rewards, caps and exclusions
The Airtel Axis Bank Credit Card pays 25% on Airtel Mobile/Broadband/DTH via Airtel Thanks App, capped — see the issuer's terms, and 1% on everything else. Below is every rate, cap and exclusion in Axis Bank's published terms, as we last checked them on 18 July 2026.
What it earns
What earns nothing
Spend in these categories earns no rewards on this card, however it is paid for:
- Fuel
- Wallet loads
- Gift cards
- Rent
- Government payments
Fees
- Annual fee: ₹500, plus 18% GST
- Joining fee: ₹500
- Annual fee waived on ₹2,00,000 of spend in a card year
- Foreign-currency markup: 3.5%
Where this comes from
Transcribed from Axis Bank's own documents and checked against them on 18 July 2026:
Banks change these terms, sometimes with a month's notice. If a figure here disagrees with Axis Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.
Hold this card?
Zenidhi reads your Axis Bank transaction alerts in Gmail, replays every swipe against the rules on this page, and shows you what you missed, and which card in your wallet to use next time. Get my audit · How the audit works
Other Axis Bank cards
5% on Bill payments, DTH, mobile recharge — via Google Pay only
Axis Bank Atlas Credit Card≈5% on Transport
Axis Bank HORIZON Credit Card≈5% on Direct airline
Axis Bank MAGNUS Credit Card≈6% on Axis travel edge portal
Axis Bank MAGNUS for Burgundy Credit Card≈6% on Axis travel edge portal, Grab deals gyftr
Axis Bank Neo Credit Card≈0.1% on everything else
Flipkart Axis Bank Credit Card7.5% on Myntra
IndianOil Axis Bank Premium Credit Card≈0.8% on IOCL fuel