Private beta · 100 seats

All your credit cards, one clear picture —
and the ₹ you're leaving on the table.

Every card, every swipe, one timeline — and the ₹ you should have earned but didn't. Every rule sourced, every number auditable.

HDFC · SBI · ICICI · Axis · HSBC today — reward rules for 41 cards across 11 banks. Free for the first 100 testers.

Problem

Your cards leak money.
Invisibly. Every month.

The wrong card becomes the default swipe, caps burn out mid-month without a word, and promised points quietly never post. The existing answers are listicles and affiliate-funded aggregators.

Nobody computes the leak from your own transactions.

The questionWhere you look todayWhat you get
Which card for this swipe?Reddit threads & listiclesGeneric advice, not your wallet
Did the points actually land?Nobody checksPromised ≠ posted
Where did the caps run out?A footnote in a PDFYou find out after
How much did I lose this month?NowhereThe leak stays invisible
One real month, computed from the statements: ₹757 earned vs ₹2,256 achievable — a ₹1,499 leak, found and itemised.
How it works

Arithmetic, not advice.

Four steps from your inbox to an auditable rupee number — no manual entry, no guesswork.

Read-only access to your inbox — we parse the statements you already get emailed, and never send or edit anything.

The math, shown

One swipe, audited.

One transaction, one rule, one honest delta. Illustrative numbers — your report runs on your real statements.

Transaction audit · Nº 000214
Illustrative example
Swiggy · 14 Jul · 9:42 pm
₹640.00
paid with Amazon Pay ICICI ··7712
Earned · 1% base rate₹6.40
Best in your wallet · Cashback SBI Card (5% online)₹32.00
Cap headroom remaining₹1,340
Leaked on this swipe− ₹25.60
Rule source: Cashback SBI Card T&C v05 · Jun 2026 · verified
One real month · audited
₹1,499

left on the table — ₹757 earned where ₹2,256 was achievable, same spend, same wallet.

Ranges over false precision — when we're unsure, we ask instead of guessing.

The deal

Trust is the product.

The product only works if you can believe the number. These aren't marketing lines — they're how the engine is built.

Read-only Gmail access — we never send, edit, or export your emails.
Every rule sourced from the issuer's own T&Cs, not aggregators.
No affiliate bias — we don't care which card wins.
Reconciled against your bank's totals; mismatches get flagged, not guessed.
100 seats, added by hand. Use the Google account you'll sign in with — a human replies with your install link, usually within 24 hours.
Fair questions

For people who read the fine print

Why do you need Gmail access?

Your card statements land in your inbox as PDFs. We read and parse those statements to build your timeline — no manual uploads, no bank API hassle. You give us read-only access; we never send, edit, or forward your emails.

Is my email safe?

Yes. We use Google's OAuth — you log in to Google's own servers, and Google confirms you gave us permission. We never see your password. And you can revoke access anytime at myaccount.google.com/permissions.

What's the 'unverified app' warning?

Every app in Google's testing mode shows it — including Gmail, Maps, and Google's own products during beta. You're on our invited-tester list, so you're expected. Tap 'Continue' and you're in. We can't remove the warning during testing, but it's not a security issue.

Which banks and cards do you support today?

Statements from HDFC, SBI, ICICI, Axis, and HSBC. Reward rules for 41 cards across those 11 issuers. Cards from other banks can be named in the app (so you see all your spend), but their statements won't sync until we add them.

How much does this cost?

Free during beta. You're helping us prove the audit works on your real months — that's the trade. Pricing comes later, if we build this into the full product.

How do I turn this off?

Revoke access at myaccount.google.com/permissions — look for 'Zenidhi (Testing)' and click 'Remove access'. Instant. We delete your data when you revoke.