Swipe the right card,
every time.

See what your swipes missed, and which card to get next.

Get it on Google Play

Last month, swipes on the wrong card missed ₹1,355. For the next purchase at Reliance, Tata Neu Infinity is the card to use.

What you missed. What to get next.

Swipes missed

₹1,355

lost to the wrong card in one month

  1. ₹875Earned
  2. ₹1,355Missed
  3. ₹2,230Could have
Right card on
11 of 24 swipes

If you upgrade

+₹28,280

more a year, after card fees

  1. +₹18,248Your cards, used right
  2. +₹5,069Get PaisaSave
  3. +₹2,715Get HSBC RuPay Cashback
  4. +₹2,248Get CRED IndusInd
New cards add
+₹10,032

Both from real wallets in the app: three cards in August, and one upgrade plan.

Know the card before you pay.

Name the shop and the amount. It counts the caps you've already used.

Where are you paying?
₹2,000

Pay with SBI ELITE

≈₹10 more than Diners Privilege at Swiggy

  1. SBI ELITE≈₹502.5%
  2. Diners Privilege≈₹402%
  3. Tata Neu Infinity≈₹301.5%

The audited wallet's three cards, priced by the app's own engine on a fresh month.

In the app.

  • Card rewards screen: rewards earned this cycle, what was missed, and each wrong-card swipe with the card that should have paid.

    What your swipes missed

  • The upgrade screen: the cards in your plan and what it earns in a year after fees.

    Which card to get next

  • Cards screen: the reward value of every card's points, the next bill, and each card in the wallet.

    Points priced in rupees

  • A card statement reconciled: total due, and the ledger matched against the statement row by row.

    Matched to your statement

Works with your cards.

  • HDFC
  • SBI
  • ICICI
  • Axis
  • HSBC
  • IDFC FIRST
  • YES BANK
Rules for 144 cards
  • Free
  • No affiliate money
  • Verified by Google

Fair questions.

An audit, in minutes.

Your recent months, audited the moment you connect: every swipe that went on the wrong card, with what the best card already in your wallet would have earned. The current month shows straight away, about three months behind it fill in within minutes, and any older month is one tap away.

Something else? support@zenidhi.com

Free on Android.

iPhone is on its way.

Get it on Google Play