Private beta · 100 seats · India

Your cards owe you money.
We show the math.

Rewards auditJuly

Missed₹1,499
earned ₹757 of ₹2,256 achievable — same spend, same wallet

Swiggy · ₹640− ₹25.60
paid ICICI ··7712, earned ₹6.40
best in wallet: SBI Cashback → ₹32.00
Wrong default card × 11− ₹142
Cap burned mid-month− ₹210

Reconciled 99.4% with bank totals
rule source: issuer T&C v05 · Jun 2026

We read the card statements already in your Gmail and compute the rewards you should have earned but didn't — every rupee cited to the issuer's own rule.

Free for the first 100 testers. Use the Google account you'll sign in with.

HDFC · SBI · ICICI · Axis · HSBC — 41 cards, 11 issuers in the rulebook

Zenidhi · how the audit workspage 02
01

Computed.

Not advisedEvery rupee comes from your own transactions — not listicles, not Reddit threads, not someone else's wallet. The leak is a number with your name on it.

02

Sourced.

Not sponsored41 cards across 11 issuers, versioned from the issuers' own T&Cs. No affiliate money anywhere in the model — we don't care which card wins.

03

Reconciled.

Not guessedEvery report matches the bank's own statement totals before you see it. A mismatch gets flagged and asked about — never guessed.

The fine print.

Why do you need Gmail access?

Your card statements land in your inbox as PDFs. We read and parse those statements to build your timeline — no manual uploads, no bank API hassle. Access is read-only: we never send, edit, or forward your emails.

Is my email safe?

Yes. We use Google's OAuth — you log in on Google's own servers and we never see your password. You can revoke access anytime at myaccount.google.com/permissions, and we delete your data when you do.

What's the 'unverified app' warning?

Every app in Google's testing mode shows it — you're on our invited-tester list, so you're expected. Tap 'Continue' and you're in. We can't remove the warning during beta, but it isn't a security issue.

Which banks do you support today?

Statements from HDFC, SBI, ICICI, Axis, and HSBC, with reward rules for 41 cards across 11 issuers. Cards from other banks can be named in the app so you see all your spend, but their statements won't sync until we add them.

How much does this cost?

Free during beta. You're helping us prove the audit works on your real months — that's the trade. Pricing comes later, if we build this into the full product.

Reconciled with bank totalsRule source: issuer T&Cs · versioned · no affiliates

₹1,499 was one month.
What did yours leak?

Get my audit

Free for the first 100 testers · read-only Gmail · revoke anytime