Cards · SBI Card

Flipkart SBI Credit Card: rewards, caps and exclusions

The Flipkart SBI Credit Card pays 7.5% on Myntra, on the first ₹53,300 of spend a quarter, and 1% on everything else. Below is every rate, cap and exclusion in SBI Card's published terms, as we last checked them on 16 July 2026.

Visa, Mastercard₹499 a yearPaid in cashback

What it earns

7.5%Myntraon the first ₹53,300 of spend a quarter

5%Flipkart, Cleartripon the first ₹80,000 of spend a quarter

4%4 select merchantson the first ₹1,00,000 of spend a quarter

1%Everything elseno cap stated

What earns nothing

Spend in these categories earns no rewards on this card, however it is paid for:

Fuel
Wallet loads
Gift cards
Cash withdrawals and fees
Rent
Government payments
Education fees
Jewellery
Insurance premiums
Gaming
EMI conversions

Fees

Annual fee: ₹499, plus 18% GST
Annual fee waived on ₹1,00,000 of spend in a card year

Where this comes from

Transcribed from SBI Card's own documents and checked against them on 16 July 2026:

sbicard.com (PDF)

Banks change these terms, sometimes with a month's notice. If a figure here disagrees with SBI Card's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.

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