RBL Bank Jalsa Credit Card: rewards, caps and exclusions

What it earns

What costs extra

Worse than earning nothing: RBL Bank charges a fee for these.

• 1% on Fee on Rental Transactions, plus GST
• 1% on Fee on Utility Spends, plus GST

Milestones

In RBL Bank's own words:

• "The Cardmember shall become eligible to receive 2500 Reward Points, which can be utilised to redeem voucher worth INR 500 on favourite brands at Rewards Portal, upon making eligible transactions worth INR 3,00,000 or more in a membership year." (T&C 3.3) — claimed via the MyBank app within 60 days. → 2,500 RP (₹500 voucher)

Fees

• Annual fee: ₹999, plus 18% GST
• Joining fee: ₹999

Welcome benefit: ₹1,000 voucher (5,000 RP at ₹0.20) on paying the joining fee and meeting a spend condition.

Where this comes from

Transcribed from RBL Bank's own documents and checked against them on 9 October 2026:

• product page, rbl.bank.in
• card T&C, webassets.rbl.bank.in (PDF)
• MITC cum KFS, webassets.rbl.bank.in (PDF)

Banks change these terms, sometimes with a month's notice. If a figure here disagrees with RBL Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.

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We know this card's rules, but we don't read RBL Bank's mail yet, so the audit can't check your swipes on it. Which banks we read

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