IndusInd Bank Tiger Credit Card: rewards, caps and exclusions
The IndusInd Bank Tiger Credit Card pays about 2.4% on Incremental annual spend above ₹5L, and 0.4% on everything else. Below is every rate, cap and exclusion in IndusInd Bank's published terms, as we last checked them on 8 October 2026.
What it earns
≈ marks a rate paid in points, valued at ₹0.4 a point. That is Zenidhi's conservative valuation, the same one the audit uses: the cheap end of what the points can be redeemed for, never the best transfer. Redeemed well, they can be worth more.
What earns nothing
Spend in these categories earns no rewards on this card, however it is paid for:
- Fuel
- EMI conversions
- Cash withdrawals and fees
What costs extra
Worse than earning nothing: IndusInd Bank charges a fee for these.
- 1% on Rent payments through third-party merchants, plus GST
Fees
- Annual fee: none
- Joining fee: none
Where this comes from
Transcribed from IndusInd Bank's own documents and checked against them on 8 October 2026:
- product page, indusind.bank.in
- MITC, indusind.bank.in (PDF)
- Benefit Guide, indusind.bank.in (PDF)
- Cardholder Agreement, indusind.bank.in (PDF)
Banks change these terms, sometimes with a month's notice. If a figure here disagrees with IndusInd Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.
Hold this card?
We know this card's rules, but we don't read IndusInd Bank's mail yet, so the audit can't check your swipes on it. Which banks we read