ICICI Bank HPCL Super Saver Credit Card: rewards, caps and exclusions

What it earns

≈ marks a rate paid in mixed, converted at ₹0.25 a point: the lowest redemption value ICICI Bank documents. Some redemptions are worth more; we price at the floor, because that is what the points are worth whichever way you spend them.

What earns nothing

Spend in these categories earns no rewards on this card, however it is paid for:

• Cash withdrawals and fees
• Money transfers
• Rent
• Wallet loads

What costs extra

Worse than earning nothing: ICICI Bank charges a fee for these.

• 1% on Rent pay, plus GST

Fees

• Annual fee: ₹500, plus 18% GST
• Joining fee: ₹500
• Annual fee waived on ₹1,50,000 of spend in a card year
• Foreign-currency markup: 3.5%

Welcome benefit: 2,000 ICICI Bank Reward Points on transactions of ₹5,000+ within 45 days of issuance on paying the joining fee and spending ₹5,000 within 45 days.

Where this comes from

Transcribed from ICICI Bank's own documents and checked against them on 28 August 2026:

• icici.bank.in (PDF)
• icici.bank.in
• icici.bank.in (PDF)

Banks change these terms, sometimes with a month's notice. If a figure here disagrees with ICICI Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.

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