HDFC Bank Diners Club Privilege Credit Card: rewards, caps and exclusions

What it earns

≈ marks a rate paid in points, converted at ₹0.2 a point: the lowest redemption value HDFC Bank documents. Some redemptions are worth more; we price at the floor, because that is what the points are worth whichever way you spend them.

What earns nothing

Spend in these categories earns no rewards on this card, however it is paid for:

• Fuel
• Wallet loads
• EMI conversions
• Rent
• Government payments

Milestones

In HDFC Bank's own words:

• quarterly: one ₹1,500 voucher (Marriott Experience / Domino's / Decathlon / Barbeque Nation / O2 Spa / Lakme Salon) on net spends ≥ ₹1,50,000 in a calendar quarter (single brand, single voucher/quarter) → ₹1,500 voucher

Fees

• Annual fee: ₹1,000, plus 18% GST
• Joining fee: ₹1,000
• Annual fee waived on ₹3,00,000 of spend in a card year
• Foreign-currency markup: 2%

Welcome benefit: Swiggy One + Times Prime on spending ₹75,000 within 90 days.

Eligibility: aged 21–65.

Where this comes from

Transcribed from HDFC Bank's own documents and checked against them on 18 July 2026:

• hdfc.bank.in (PDF)

Banks change these terms, sometimes with a month's notice. If a figure here disagrees with HDFC Bank's current document, the bank's document is right. Tell us at support@zenidhi.com and we'll fix the rule, here and in the app.

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